What does an insurance adjuster look for on a storm-damaged roof?
Damage they can see and measure: creased, lifted, or missing shingles, hail bruises and granule loss, and dents in vents, gutters, and flashing. Lifetime Construction Builders photographs what it finds during the free inspection, writes an estimate your adjuster can read, and meets the adjuster on the roof.
Can hail damage on a roof be repaired?
Often, yes. A few hail-damaged shingles can be replaced in one day, and Lifetime Construction Builders charges $500 to $3,000 for most storm repairs paid in cash. When the hits cover whole slopes, the adjuster may approve a new roof instead. The free inspection shows which, with photos.
What if my insurance approves only a repair?
Ask for the adjuster's written scope and compare it with your inspection photos. Michigan fire policies carry an appraisal clause for disagreements over the amount, and DIFS answers questions at 877-999-6442. Lifetime Construction Builders does either job: most storm repairs take one day, and a replacement 1 to 2 days.
How long do I have to file a roof insurance claim in Michigan?
Report the damage as soon as you find it, because your policy sets the notice terms. Michigan law gives you at least 1 year after the loss to sue, and that clock stops from the day you report it until the insurer formally denies it. Lifetime Construction Builders' free inspection gives you dated photos to send in.
How do I check out a roofer after a storm?
Ask for the Michigan license number, check it with LARA, and get the price in writing. If you sign with a door-to-door seller, Michigan law lets you cancel until midnight of the third business day. Lifetime Construction Builders holds Michigan license 252400088 and has its office at 605 56th Street in Pullman.
Does the shingle warranty cover hail or tornado damage?
No. The Atlas shingle warranty excludes hail, tornadoes, and wind above its stated limit, so storm damage goes through your homeowners insurance. Lifetime Construction Builders is an Atlas Preferred Contractor, and our lifetime transferable warranty covers the work we do.
What if my roof leaks again after the repair?
Call the same number, (616) 360-2522, any time; a real person answers 24/7. Lifetime Construction Builders backs every storm repair with its lifetime transferable warranty, and new materials also carry the maker's product warranty.
Can you repair storm damage in the winter?
Yes. Lifetime Construction Builders tarps storm damage the same day in any season. Below about 40°F, we hand-seal each asphalt shingle, because the factory seal strips need warmth to set. Heavy snow cover can push back an inspection, since we need to see the shingles to judge them.
Who do I call with questions while my claim is open?
Luis, the Lifetime Construction Builders regional manager in Michigan. He's your contact from the free inspection to the final cleanup, and the office line, (616) 360-2522, is answered 24/7. Claim timing depends on your insurer; Michigan law gives insurers 30 days to say what proof of loss they need.
How much does storm damage roof repair cost?
Most storm repairs paid in cash cost $500 to $3,000 with Lifetime Construction Builders. On an insured claim, we work at the adjuster's approved scope and you pay your deductible. A full storm replacement runs $11,000 to $22,000 on most homes, depending on the damage, your roof type, and the approved scope.
