Roof emergencies answered 24/7PullmanGrand JunctionFennvilleSouth HavenBloomingdaleBangorAlleganSaugatuck & DouglasGoblesHollandKalamazooPortage(616) 360-2522 Roof emergencies answered 24/7PullmanGrand JunctionFennvilleSouth HavenBloomingdaleBangorAlleganSaugatuck & DouglasGoblesHollandKalamazooPortage(616) 360-2522
Lifetime Construction Builders helps with your roof insurance claim at no charge. We inspect the roof free, take dated photos, write an estimate your adjuster can read, and meet the adjuster on the roof. On insured work, you pay only your deductible.
Request a free inspection
A home insurance policy pays for sudden, direct damage from a covered peril, such as wind, hail, or a falling tree. It doesn't pay for wear, age, or a slow leak. Your policy, your insurer, and whether a covered storm caused the damage decide each roof claim.
Sources: MCL 500.2006 and MCL 500.2833; DIFS Bulletin 2024-26-INS.
Our free inspection gives you dated photos of the damage to send with the claim. DIFS, Michigan's insurance department, tells you to contact your insurer before you hire a contractor, photograph the damage, and protect your home from more damage.
What homeowners ask us before they file a claim.
File when a covered storm caused the damage and the work costs more than your deductible. Most roof repairs Lifetime Construction Builders does cost $450 to $1,500, so a small repair can fall under a high deductible. Our free inspection shows what's on the roof first.
Your insurance company, before you hire a contractor, as DIFS, Michigan's insurance department, advises. Lifetime Construction Builders' free inspection costs nothing and gives you dated photos to send in. Call (616) 360-2522 any time.
It can, and only your insurer can tell you by how much. Homeowners report higher premiums after hail claims. Lifetime Construction Builders can't answer for your insurer, but our free inspection tells you what damage is on the roof before you decide to file.
No. Michigan law lets only a licensed adjuster adjust a claim, and Lifetime Construction Builders is a roofing contractor. We inspect, photograph the damage, write the estimate, and meet your adjuster on the roof. The coverage decision is your insurer's.
Open 24/7 (616) 360-2522
In West Michigan's worst roofing reviews, homeowners most often say their roofer stopped calling back. With us, Luis, our regional manager, takes your calls from the inspection to the cleanup. We're rated 4.9 out of 5 on Google.
We had Lifetime Construction Builders replace our entire roof last month after the winter storm damage, and I couldn't be happier with the results. From the initial inspection to the final cleanup, everything was handled professionally.
“Luis (regional manager) was with us every step of the way, answered any questions we had, and took care of the whole process. We truly did not have to worry about a thing.”
“Completely professional, from the director to the outstanding men who performed the task. … Everything went off without a hitch or any significant delays.”
Our claims process runs the same six steps for every roof. From the inspection on, Luis, our regional manager, is your contact and takes your calls.
Call (616) 360-2522 at any hour, severe weather included. Tell us your town, when the storm hit, and what you've noticed on the roof or the ceilings.
We inspect your roof at no charge and photograph the wind, hail, or limb damage we find. Every photo is dated, so it lines up with the storm your claim names.
See what a roof inspection covers.
You get the repair or replacement the damage needs, priced in writing. Your adjuster can set it beside the insurer's own estimate.
We walk the roof with the insurance adjuster and point out the damage in our photos. The adjuster works for the insurer and decides what's covered, and the claim moves at the insurer's pace.
Once the claim is approved, our crew does the repair or the full replacement the insurer approved, and you pay your deductible.
Read about storm damage repair and roof replacement.
The crew hauls the old roofing away and sweeps the yard for nails. Our lifetime transferable warranty covers the finished work.
Our claim help costs nothing. When your insurer covers the work, you pay only your deductible.
If you decide not to file a roof damage claim, or the claim isn't approved, you still have our written estimate, and that price doesn't change once you have it.
Roof repair prices without a claimFree inspection and written estimate. Financing available, ask Luis. 5% military discount. We take credit card, check, or cash.
An insured repair or new roof gets the same materials and the same warranty as any job we do.
We're an Atlas Preferred Contractor and an Atlas Pinnacle Pristine Authorized Installer.
We install and repair exposed-fastener and standing seam steel roofs.
Metal roofingWe install stone-coated steel from DECRA, Tilcor, and Westlake.
Stone-coated steel roofingFiling deadlines, payouts, adjusters, and door-to-door sellers. Anything else, ask us on the phone.
A person answers 24/7(616) 360-2522Report the damage as soon as you can, since your policy sets the notice deadline. Michigan law gives you at least 1 year after the loss to sue, and that clock pauses from your report until a formal denial. Lifetime Construction Builders dates every photo from its free inspection.
Actual cash value pays what your old roof was worth after depreciation. A replacement cost policy usually pays that first, then releases the held-back depreciation once the work is finished and documented. Your policy decides which applies, and Lifetime Construction Builders builds to the approved scope either way.
Ask for the adjuster's written scope and compare it with our inspection photos. If you disagree on the amount, your policy's appraisal clause applies, and DIFS answers questions at 877-999-6442. Lifetime Construction Builders builds the approved scope, or works at its written price if you pay on your own.
Tell the adjuster when the storm hit and what damage you found. Lifetime Construction Builders meets the adjuster on the roof with dated photos and a written estimate, so the damage is shown in front of them. The coverage call stays with your insurer.
Ask for a Michigan license number and check it with LARA before you share your policy number. If you sign a door-to-door sale, Michigan law lets you cancel until midnight of the third business day. Lifetime Construction Builders holds Michigan license 252400088, with its office at 605 56th Street in Pullman.
Our office is at 605 56th Street in Pullman. We help Michigan homeowners with roof insurance claims in Pullman and the eleven towns below.
Tell us your town and what happened to the roof, and we'll call you back to set up your free inspection and written estimate. Prefer to talk first? Visit our contact page.
Water coming in now? Call (616) 360-2522We'll call you back at the number you gave us. If water is coming in right now, call (616) 360-2522.
